Financial Institutions

A leader in compliance issues

We are an established leader in handling significant and complex transactional and regulatory matters and ongoing compliance issues for commercial banks, savings institutions, credit unions and trust companies, as well as their holding companies, affiliates and subsidiaries. Financial institutions are subject to extensive oversight by federal and state regulators. We routinely interact and have strong working relationships with federal and state banking and securities regulators.

Our clients rely on us for practical advice when making important decisions

bankOur banking and credit union attorneys provide sound and practical advice in connection with transactions, including securities offerings, mergers and acquisitions and regulatory enforcement and compliance matters. We often counsel boards and management on federal and state banking laws and regulations involving bank and thrift holding companies, change in control regulations, lending limitations, privacy regulations, transactions with affiliates, corporate powers, and conflicts of interest. When regulatory examinations raise compliance issues, our experience facilitates a resolution of the matter, and if necessary, the negotiation of a supervisory agreement our clients can operate successfully within.

Charter choice alternatives

We advise clients on corporate structuring matters, including charter conversions, holding company formations and public and private mutual holding companies, de novo bank formations, capital raising alternatives and corporate governance issues. We were counsel for the first mutual to stock thrift conversion and are the leading law firm in the country in advising credit unions on credit union conversions and their charter choice.